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Finance :: CreditThe Ghost of Expected Surprises -
Here, Cratchet, what do you think you're doing?Uh, er, leaving sir.Leaving? It's 5 minutes to the hour. Shall I dock your pay accordingly.Uh, er, no sir.No sir? Well it's back to work for you then, an...
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The Hazards Of Your First Credit Card -
You probably don't need me to tell you credit cards are easy to get a hold of; at least, that is so in the US and UK. How many weeks pass without a glossy brochure promoting a credit card popping thro...
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The Hitchhiker’s Guide To Insanity -
A new sickness is plaguing the UK called Denial. Denial has resulted in a national personal debt of almost £1.1 trillion (source Credit Action). Symptoms include:* Refusal to open bank statements
* ...
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The Importance of Having Good Credit -
If you have poor or bad credit, know that it's not the end of the world. There are services available to help you get out of your current financial situation and guide you back on your feet. Credit is...
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The Next Person With Credit Problems Got Their First Credit Card Today! -
One of the focus areas of my information is the absolute necessity of changing the way a person thinks about money and debt while in the process of repairing their credit. I have seen cases where a co...
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The Right Way To Credit Repair -
If you have a bad credit rating, then you might find that
your ability to get financing, loans, and even some jobs is
greatly diminished.Once you have a bad credit rating, it might seem like
there's n...
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The Things That UK Lenders Like to See on Your Credit File, (and… What They Don’t Like to See!) -
Lenders are quite fussy about what they like to see on your credit report. So much so that you will have a hard time to meet their high expectations. But what exactly are they looking for? In this art...
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The Three Largest Factors In Your Interest Rate -
There are three major factors that affect how much you pay for a loan. Understanding these factors can save you time, money and frustration.1. The Federal Reserve Discount Interest Rate.Banks and oth...
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The Top 5 Secrets to Managing Your Credit Cards—So They Won’t Manage You -
You've probably never heard of Frank X. McNamara, but he revolutionized the way you shop on a daily basis.One evening in 1949, McNamara—head of the Hamilton Credit Corporation in New York City—was din...
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The Truth About Credit -
What you might not know about credit.Some people don't know about a loop hole in the credit reporting system.You probably know that a loan in your name gets reported to the credit bureaus. And this bo...
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